Question 1

Does personal liability insurance cover intentional acts?

Accepted Answer

No, personal liability insurance does not cover deliberate harm or damage caused by the policyholder. The coverage is strictly meant for unintended accidents and injuries.

Question 2

Can I increase my coverage limit?

Accepted Answer

Yes, you can often purchase additional coverage if your basic policy limits are insufficient for your needs. It is advisable to discuss your requirements with your insurer to ensure you have adequate protection.

Question 3

Is personal liability insurance mandatory?

Accepted Answer

While not always legally required, it is highly recommended to have personal liability insurance. The protection it offers against unforeseen liabilities is invaluable for safeguarding your financial stability.

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